Why Your Mobile Number Is Crucial For UPI
Why This Change Is Necessary:
Starting April 1, mobile numbers that are inactive or reassigned will no longer support UPI transactions. The National Payments Corporation of India (NPCI) has instructed banks and payment service providers (PSPs) to delink such numbers to prevent fraudulent transactions and unauthorized access. Users are advised to ensure their registered mobile numbers remain active to avoid disruptions in digital payments.
UPI accounts linked to inactive numbers pose a serious security risk. If a number is deactivated and later reassigned, fraudsters could potentially gain access to a user’s banking information and initiate unauthorized transactions. To mitigate this risk, banks and UPI-based payment platforms like Google Pay, PhonePe, and Paytm will actively remove inactive numbers from the UPI ecosystem as per NPCI’s directive.
– How Banks Will Enforce The New Rule
Banks and PSPs will regularly identify and remove mobile numbers that are inactive, reassigned, or deactivated.
Affected users will receive prior notifications before their UPI access is suspended.
If a mobile number remains inactive despite multiple warnings, it will be delisted from UPI to curb potential fraud.
Users can restore their UPI functionality by updating their mobile number with their bank before the deadline.
